Glossary term
Lapse
Lapse: A gap in coverage. Over about 30 days it is rated as a risk factor and may cost the prior-insurance discount.
Where this term matters
Guides and entries on this site that use the term.
Guide
High-Risk Insurance After a Coverage Lapse or Suspension
Getting insured after a lapse, a suspended licence or a period without a car: how insurers treat gaps, reinstatement filings, and the cheapest route back to continuous coverage.
Entry
Nonrenewal vs Cancellation: What the Notice Means
The difference between a nonrenewal and a mid-term cancellation, the notice periods, what each does to your record, and how to respond.
Entry
How to Get Car Insurance with a Suspended License
Need car insurance to reinstate a suspended license? Learn how non-standard insurers and SR-22 filings help you regain driving privileges legally.